Please note that Latitudes is an independent website and that RMB is one of their partners. Latitudes provider and this site are not connected to or part of the FirstRand Bank Limited (FirstRand) group or sites. If you choose to access/use the Latitudes site, including disclosing or inserting any personal information (as defined in the Protection of Information Act no. 4 of 2013), you acknowledge that FirstRand and its affiliates will not be a party to the engagement and that you enter such engagement or transaction and/or disclose such personal information at your own risk. FirstRand and its affiliates will not be held liable for any act, omission or non-compliance by Latitudes, its employees or agents. Accordingly, your relationship with Latitudes will be in your personal capacity.